Minutes 1st meeting 11242021
Minutes 1st meeting 11242021

PDF (490.95KB)

Minutes 2nd meeting 02242022
Minutes 2nd meeting 02242022

PDF (401.37KB)

Minutes 3rd meeting 06212022
Minutes 3rd meeting 06212022

PDF (451.76KB)

Minutes 4th meeting 09272022
Minutes 4th meeting 09272022

PDF (640.26KB)

COVID-19: Supporting MSMEs amidst uncertanity v2
COVID-19: Supporting MSMEs amidst uncertanity, study by EMN

PDF (2.45MB)

European Good Practices
European Good Practices: ATM for SMEs Interreg Project’s Experience

PDF (2.44MB)

Microfinance programmes study
Microfinance programmes and utilization of public money

PDF (2.95MB)

Project booklet
Project booklet

PDF (3.16MB)

Project brochure in Spanish
the project brochure, disseminating the lessons learnt from at the study trips.  -Spanish version

PDF (1.11MB)

Project brochure
Tthe project brochure, disseminating the lessons learnt from at the study trips. 

PDF (649.95KB)

Project brochure in Polish
the project brochure, disseminating the lessons learnt from at the study trips. - polish

PDF (1.34MB)

Project brochure in Italian
the project brochure, disseminating the lessons learnt from at the study trips.  -Italian version

PDF (1.10MB)

Project brochure in Croatian
the project brochure, disseminating the lessons learnt from at the study trips.  -Croatian version

PDF (1.07MB)

Project brochure in German
the project brochure, disseminating the lessons learnt from at the study trips.  - German version

PDF (1.07MB)

Press Article - ZMVA
Press Article about COVID crisis published by ZMVA in 2020 November.

DOCX (89.20KB)

First press article of PP5
First press article of PP5

PDF (161.80KB)

Third Press Article of PP5
Stakeholder meeting

PDF (1.19MB)

Fourth Press Article of PP5
About the Project

PDF (2.00MB)

Fifth press article of PP5
Microfinance in Europe

PDF (1.68MB)

First press article of PP6
press article of PP6

PDF (88.34KB)

Second Press Article of PP6
Cagliari Study Trip

PDF (104.97KB)

Third Press Article of PP6
Euronews - Passepartout per l'Europa: il progetto "ATM for SMEs" Youtube chanel

PDF (530.35KB)

First press article of PP7
First press article of PP7

PDF (535.65KB)

Second press article of PP7
Second press article of PP7

PDF (1.34MB)

Third Press Article of PP7
Stakeholder meeting Internet portal

PDF (260.00KB)

Sixth Press Article of PP7
Internet portal

PDF (164.00KB)

Seventh Press Article of PP7
Internet Portal Krizevic

PDF (116.00KB)

First press article of PP9
press article of PP9

PDF (429.45KB)

Second press article of PP9
press article of PP9

PDF (291.97KB)

Third press article of PP9
press article of PP9

PDF (286.86KB)

Fourth press article of PP9
Internet portal

PDF (224.00KB)

ATM for SMEs media press
Sum up file with the local media appearance

PDF (4.42MB)

First press article of LP
First press article of PP1

PDF (836.22KB)

Second press article of LP
Second press article of PP1

PDF (1.40MB)

Third Press Article of LP
Burgos Study Trip

PDF (1.42MB)

First Press Article of PP3
Internet portal

PDF (700.00KB)

Second Press Article of PP3
Internet portal

PDF (312.00KB)

Fourth press article of PP3
Internet portal

PDF (236.00KB)

Nine Press Article of PP3
About PP3 Stakeholder meeting

PDF (1.19MB)

Ten Press Article of PP3
Internet Portal

PDF (300.00KB)

First press article of PP4
First press article of PP4

PDF (811.10KB)

Second press article of PP4
Second press article of PP4

PDF (4.05MB)

Third Press Article of PP3
Press article

PDF (815.54KB)

Fifth press article of PP3
Comenzar por retos pequeños

PDF (458.07KB)

SIxth Press Article of PP3
Sacrifice, self-improvement and satisfaction, the keys to get your goals

PDF (192.83KB)

Seventh Press Article of PP3
The best example of where there is a will there is a way

PDF (174.02KB)

Eight Press Article of PP3
Sacrificio, superación y satisfacción, claves para lograr las metas marcadas - Burgos - El Correo de Burgos

PDF (662.49KB)

Second Press Article of PP5
Microfinance from own sources youtube chanel

PDF (471.40KB)

Eigth Press Article of PP7
Epodravina Internet Portal

PDF (612.00KB)

Fifth Press Article of PP9
ATM for entrepreneurs. Access to microfinancing for SME`s - good practices during the study visit in Oslo, Norway

PDF (335.34KB)

Sixth Press Article of PP9
ATM for SME`s. Access to microfinancing for SME`s. IV Stakeholder Group meeting in frames of the "ATM for SME`s" Project

PDF (415.76KB)

Seventh Press Article of PP9
ATM for SME`s. Access to microfinancing for SME`s. A study visit to Poland of international partners in frames of the "ATM for SME`s" Project

PDF (468.79KB)

First Press Article of PP2
Interreg project helps for SMEs

PDF (3.97MB)

Nine Press Article of PP7
Croatia Study Trip

PDF (3.20MB)

Ninth Newletter - Engliish
English version of the 9th newsletter.

PDF (523.14KB)

First newsletter in Hungaran
First newsletter in Hungarian

PDF (0.99MB)

First newsletter in German
First newsletter in German

PDF (3.75MB)

RAS newsletter
RAS newsletter

PDF (325.60KB)

First newsletter in Croatian
First newsletter in Croatian

PDF (1.53MB)

First newsletter in English
First newsletter in English

PDF (819.13KB)

Second newsletter in English
Projects events and microfinancing

PDF (0.97MB)

Third Newsletter in English
English version

PDF (1.01MB)

Fourth Newsletter in English
English version

PDF (4.80MB)

Second newsletter in Spanish
Spanish version

PDF (1.04MB)

Third Newsletter in Spanish
Spanish version

PDF (567.48KB)

Fourth Newsletter in Spanish
Spanish version

PDF (446.86KB)

Third Newsletter in Italian
Italian version

PDF (510.85KB)

Fourth Newsletter in Italian
Italian version

PDF (372.51KB)

Second newsletter in Croatian
Croatian version

PDF (416.48KB)

Fourth Newsletter in Croatian
Croatian version

PDF (391.17KB)

First newsletter in Polish
Polish version

PDF (975.36KB)

Third Newsletter in Polish
Polish version

PDF (1.11MB)

Second newsletter in Hungarian
Hungarian version

PDF (1.61MB)

Fourth Newsletter in Hungarian
Hungarian version

PDF (679.40KB)

Third Newsletter in Hungarian
Hungarian version

PDF (1.13MB)

Fourth Newsletter In German
German version

PDF (420.11KB)

Seventh Newsletter - English
English version of the 7th newsletter.

PDF (298.09KB)

Eigth newsletter - English
English version of the 8th newsletter.

PDF (308.74KB)

English version
Sum up about the project .

PDF (400.19KB)

TECHNOLOGICAL INNOVATION IN MICROFINANCE
PORA

PDF (903.34KB)

Oslo Agenda
The meeting schedule

PDF (502.17KB)

Oslo Agenda2
The meeting schedule

PDF (919.28KB)

Social business financing
Mikrofinans Norge GP

PDF (3.12MB)

RISK MANAGEMENT
KIZ SINNOVA GP

PDF (345.38KB)

KEY MICROFINANCE INSTITUTIONS IN POLAND
PORA GP

PDF (2.16MB)

Combined Microcredit Program
ZMVA GP

PDF (916.31KB)

Micro credits facility of JAEN-SPAIN
CEEI-Burgos

PDF (238.41KB)

Microfinance in Europe
EMN presentation

PDF (501.16KB)

supporting IT Systems in microfinance
Ministry for National Economy

PDF (0.99MB)

Gender Equality
KIZ SINNOVA GP

PDF (500.15KB)

Agenda
Agenda

PDF (301.47KB)

Involvement of priority groups
Ministry for National Economy

PDF (856.26KB)

STRATEGIC FRAMEWORK IN CROATIA
Pora GP

PDF (1.19MB)

CEEI-Burgos Structure
CEEI-Burgos

PDF (1.03MB)

Innovative rural microfinance
FEA GP

PDF (770.29KB)

Student entrepreneur competition
FEA GP

PDF (410.85KB)

Micro credits facility of MALAGA-SPAIN
CEEI-Burgos GP

PDF (262.53KB)

REGIONAL LOAN FUND IN KIELCE
UMWS- Marshal Office of the Świętokrzyskie GP

PDF (2.68MB)

A social business financing in Norway
Mikrofinans Norge GP

PDF (3.23MB)

SODEBUR
CEEI Burgos GP

PDF (392.73KB)

Offenbach Agenda
Agenda of the first study trip meeting

PDF (238.59KB)

IBM Restarting Microcredit
Good practice from the LP

PDF (551.92KB)

Székesfehérvár Credit Scheme
LP GP2

PDF (551.92KB)

Efficiency and Sustainability ZMVA
Zala County Foundation for Enterprise Promotion GP

PDF (576.22KB)

The combined scheme in the Economic
Ministry for National Economy GP

PDF (931.67KB)

Sustainable Micro-Finance Models
KIZ SINNOVA presentation

PDF (217.34KB)

DMI‘s Histrory
Stakeholder

PDF (444.96KB)

MICRO AND SMALL LOANS by HAMAG-BICRO
PORA GP

PDF (727.61KB)

RAS in ATM for SME’s project
RAS GP

PDF (734.46KB)

Agenda
Agenda

PDF (513.21KB)

THE NEGATIVE EFFECTS OF FINANCIAL EXCLUSION
PORA GP

PDF (464.16KB)

Way out of poverty Self-employment
Zala ZMVA GP

PDF (896.86KB)

MICROFINANCE TOOL STRUCTURE
CEEI- Burgos GP

PDF (1.57MB)

SOCIAL OUTREACH
CEEI-Burgos GP

PDF (1.76MB)

Financial exclusion in Hungary
Ministry forNational Economy GP

PDF (618.13KB)

Microfinance in the cooperatives sector
COOPFIN Stakeholder

PDF (1.12MB)

Publication on Good Practices ATM for SMEs Project
EMN

PDF (273.92KB)

Assessment of social impact
FEA GP

PDF (1.25MB)

Building trust through collaboration
Mikrofinans Norge GP

PDF (1.87MB)

Negative effects of financial exclusion
Mikrofinans Norge GP

PDF (2.36MB)

Science & Technology Park of Sardinia
Stakeholder

PDF (2.80MB)

Road map for the self-employment
Stakeholder

PDF (829.10KB)

social outreach
Stakeholder

PDF (2.10MB)

Social Outreach
KIZ SINNOVA GP

PDF (431.49KB)

LP Good practice 10
Székesfehérvár Credit Scheme

PDF (543.80KB)

LP Good practice
Assessment of social impact

PDF (546.56KB)

LP Good practice 2
Complex business development services

PDF (542.25KB)

LP Good practice 3
Credinfo

PDF (547.79KB)

LP Good practice 4
Economic TV and campaigns

PDF (539.05KB)

LP Good practice 5
E-learning

PDF (543.96KB)

LP Good practice 6
HMN

PDF (540.37KB)

LP Good practice 7
IBM

PDF (535.86KB)

LP Good practice 8
Innovative rural financing

PDF (543.45KB)

LP Good practice 9
Student entrepreneur

PDF (541.80KB)

PP2 Good practice 10
energy_combined_scheme_ediop

PDF (506.86KB)

PP2 Good practice
Combined Structure

PDF (515.50KB)

PP2 Good practice 2
Combined procedure

PDF (514.41KB)

PP2 Good practice 3
EDOP programmes

PDF (514.71KB)

PP2 Good practice 4
Customised_requirements

PDF (516.03KB)

PP2 Good practice 5
The selection of financial intermediaries under EDOP 2007-2013

PDF (514.86KB)

PP2 Good practice 6
ICT combined scheme

PDF (510.15KB)

PP2 Good practice 7
social_enterprises_and_unemployed

PDF (516.40KB)

PP2 Good practice 8
combined_ediop_technology_dev

PDF (512.66KB)

PP2 Good practice 9
loan_programme_ediop_sme

PDF (515.04KB)

PP3 Good practice 11
Fundació Trinijove microcredits facility.

PDF (612.14KB)

PP3 Good practice
Micro credits line for entrepreneurs (Asturgar)

PDF (599.03KB)

PP3 Good practice 2
Grants for women entrepreneurs

PDF (597.11KB)

PP3 Good practice 3
Micro credits for women entrepreneurs

PDF (595.50KB)

PP3 Good practice 4
Micro credits facility of provincial delegation of Jaen

PDF (505.45KB)

PP3 Good practice 5
Micro credits facility of provincial delegation of Jaen

PDF (504.08KB)

PP3 Good practice 6
Set up a company: micro credits

PDF (597.66KB)

PP3 Good practice 7
The microcredit.

PDF (596.44KB)

PP3 Good practice 8
Microcredits for women entrepreneurs and businesswomen

PDF (596.28KB)

PP3 Good practice 9
MICROCREDITS – Loans for small companies under 25000€

PDF (595.57KB)

PP3 Good practice 10
SODEBUR (Burgos Province Development Society) micro credits facility.

PDF (610.91KB)

PP4 Good practice 9
Risk Sharing – local Guarantee Funds

PDF (169.08KB)

PP4 Good practice
Monitoring loans

PDF (219.15KB)

PP4 Good practice 1
MIS “inthepro

PDF (168.97KB)

PP4 Good practice 2
Benchmarking

PDF (208.58KB)

PP4 Good practice 3
DMI’s high-growth early warning system

PDF (175.07KB)

PP4 Good practice 4
DMI’s Trust-based Partnership Model Trust

PDF (195.04KB)

PP4 Good practice 5
“Different” loan decision principles

PDF (165.72KB)

PP4 Good practice 6
Loan Committees

PDF (174.70KB)

PP4 Good practice 7
Safeguarding loans with personal guarantors

PDF (173.00KB)

PP4 Good practice 8
Social Business Women Microloan

PDF (171.44KB)

PP5 Good practice 1-10
ZMVA GPs

PDF (668.06KB)

PP6 Good practice 11
Youth Guarantee programme – Sardinia

PDF (505.88KB)

PP6 Good practice
Regional fund for the re-industrialization of industrial areas (FRAI

PDF (509.61KB)

PP6 Good practice 2
Warranty fund for SMEs (Axis VI – ERDF Sardinia operational programme 2007-2013

PDF (540.47KB)

PP6 Good practice 3
Venture Capital Fund “Ingenium Sardinia”

PDF (509.05KB)

PP6 Good practice 4
Jessica Holding Fund Sardinia

PDF (556.36KB)

PP6 Good practice 5
Integrated plans for local development and operational plans for municipal entrepreneurship

PDF (540.65KB)

PP6 Good practice 6
Microcredit Funds – ESF operational programme Region Sardina 2007-2013

PDF (511.68KB)

PP6 Good practice 7
Regional Inclusive Finance Fund – ESF operational programme Region Sardinia 2007-2013

PDF (502.58KB)

PP6 Good practice 8
Entrepreneurship and back – ESF operational programme Region Sardinia 2014-2020

PDF (501.58KB)

PP6 Good practice 9
Regional cooperatives development fund – ESF operational programme Region Sardinia 2014-2020

PDF (503.34KB)

PP6 Good practice 10
IMPRINTING programme

PDF (537.28KB)

PP7 Good practice 7
Program “Local development projects – microcrediting

PDF (522.19KB)

PP7 Good practice
Croatian Agency for SMEs, Innovation and Investments

PDF (525.74KB)

PP7 Good practice 2
Microcredit program by the Croatian Agency for SMEs

PDF (522.43KB)

PP7 Good practice 3
Croatian Bank for Reconstruction and Development

PDF (517.80KB)

PP7 Good practice 4
Program for crediting woman entrepreneurs

PDF (516.21KB)

PP7 Good practice 5
Program for crediting young entrepreneurs

PDF (518.73KB)

PP7 Good practice 6
Program “Credit to success

PDF (523.90KB)

PP9 Good practice
PP9 GPs 1-10

PDF (1.03MB)

Action Plan PP1
Action Plan LP

PDF (1.54MB)

Action Plan PP2
Action Plan PP2

PDF (1.36MB)

Action Plan PP3
Action Plan PP3

PDF (3.38MB)

Action Plan PP4
Action Plan PP4

PDF (2.40MB)

Action Plan PP5
Action Plan PP5

PDF (1.35MB)

Action Plan PP6
Action Plan PP6

PDF (7.78MB)

Action Plan PP7
Action Plan PP7

PDF (1.42MB)

Action Plan PP9
Action Plan PP9

PDF (2.11MB)

Presentation of the Lead Partner
Lead Partner's presentation on the dissemination event 2020.

PDF (392.88KB)

2nd Partner Meeting 24/02/2022
New eligible activities in ERDF calls, to support crisis recovery for SMEs

DOCX (14.96KB)

1st Partner meeting 24/11/2021
Financial instruments to tackle the crisis related to the pandemics

DOCX (15.31KB)